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LIC Jeevan Amar (855) Premium Calculator

LIC Jeevan Amar is a comprehensive Term Insurance Plan (Pure Life Insurance - High Risk Cover in Low Premium with No Maturity Value) with three premium payment modes (Regular, Limited & Single), smoker & non-smoker options, separate premium for Male & Female lives and most importantly, Level (fixed) and Increasing Sum Assured Options. This is the first term plan of LIC which provides option to add Accidental Death Benefit rider. Following Calculator let's you calculate premium for all possible combinations.

Try Online Version: LIC Tech Term Plan (854) Premium Calculator

Comments & Reviews (36)

Wrote :

08-10-2023 00:29:36

Housewife can take policy jeewan amar & Jeewan kiran term plan

Wrote :

13-10-2023 11:24:07

Term Insurance (Jeevan Amar) is available only to salaried individuals.

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Wrote :

21-06-2022 19:50:41

I think, people are confused with the term insurance and investment plans here.
Investment plans are done for future returns.
Term insurance is done to protect your family from the liabilities when the earning person is no more alive.
By the age of 60, you are almost done from your responsibilities like your children are settled, you have a place to live. if you die before than these liabilities gets covered by term insurance. Thumb rule, you must die for this benefit. DEATH BENEFIT

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Wrote :

12-01-2022 09:25:53

Sir, I have taken Jeevan Anand policy in 2006 with a sum assured of Rs 3 Lakh. What is the vested bonus by now and where can I see that?

Wrote :

20-01-2022 12:08:34

You can create policyholder account on LIC official (www.licindia.in) website and see all details. You can also visit New Jeevan Anand Plan (815) Maturity Calculator and calculate associated benefits of this plan.

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Wrote :

09-10-2021 15:11:11

I am 42 years old govt servant. Please help me with like i m interested in term plan for Rs. 5000000 but i m not getting sure that how long should i keep this insurance, what will be the ideal advice?

Wrote :

18-10-2021 14:58:08

The prime objective of a term plan is to secure financial needs of dependents (spouse and children) in case of unfortunate death of the guardian ( earning person). So what should be policy term will depend upon factors like, when children are expected to become self dependent, completion of liabilities like education, home loan marriage etc, whether spouse is employed or not, whether there is option of pension to spouse or not.

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Wrote :

03-03-2021 10:49:04

Kindly send me the link. I want to purchase Amuliya Jeevan online plan.

Wrote :

03-03-2021 15:54:34

This plan is closed.

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Wrote :

27-09-2020 14:39:58

Why premium of 5 years period of 30 years term is less than 10 years of premium paying option of 30 years term for same age??? My age is 38, 5000000+ accident rider..non smoker, Plz guide me for this in detail

Wrote :

28-09-2020 15:53:30

Sir, I think you got it wrong, in limited premium payment option, policy term minus 5 years means, if you take 30 year?s policy then you need to pay premium for 25 years. In your case you are opting for cover for 30 years, so premium for 25 year?s PPT will be less than 20 year?s PPT.

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Wrote :

24-09-2020 00:15:29

My mother is 64 and she is house wife.can I buy term insurance of her.

Wrote :

29-09-2020 12:56:50

No, term insurance is available to an individual who is earning from some occupation.

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Wrote :

05-09-2020 10:58:47

I am 44 years old. I want to do Jeevan Amar Policy(855). what is the benefit and what is the procedure?

Wrote :

07-09-2020 19:31:02

You just need to visit nearest LIC branch or contact and an LIC agent and apply for it. Your will have to pay premium, after that LIC will conduct medical examination. After meeting physical conditions, LIC will issue policy.

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Wrote :

04-09-2020 11:20:28

Can we take jeevan amar policy with accidental death and disability benefit rider.rnCan we avail a single premium in above case

Wrote :

04-09-2020 13:45:36

Jeevan Amar has option to add Accidental Death Benefit Rider. It does not allow Accidental Death and Disability rider. Rider is not available in case of single premium option.

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Wrote :

25-07-2020 22:37:38

Accident Ride means what type of death , please clarify about this.

Wrote :

26-07-2020 08:47:00

Accidental death means sudden like road accident.

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Wrote :

25-07-2020 22:00:06

This policy is applicable for only accident death or other death

Wrote :

26-07-2020 08:47:43

It covers both natural death as well as accidental death.

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Wrote :

10-07-2020 03:38:16

Hi, I am working in central gov.sector.
Age 26, policy term 15 yrs, risk covered fixed type,
Risk cover amount 5000000. Finally how much amount i will get?

Wrote :

10-07-2020 06:35:36

It is a term insurance plan, which means it provides amount equal to sum assured to the nominee of the policyholder in case of death during the policy term. If case, the policy holder survives the the policy term, policyholder does not get any amount in case of maturity.

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Wrote :

28-05-2020 14:26:38

I want to take this plan for my 50 year old mother. Will there be any medical examination?

Wrote :

28-05-2020 17:01:16

Yes, medical tests will be required.

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Wrote :

24-05-2020 20:20:14

Who can take this policy. Only government employees?

Wrote :

27-05-2020 11:30:29

No, it is available to private employees, business persons too.

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Wrote :

15-05-2020 11:14:26

Gentlemen,

Is Single Premium (one time payment)facility available for Jeevan Amar LIC Plan ?
Regards.

Wrote :

15-05-2020 12:16:28

Yes, it available.

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Wrote :

23-04-2020 22:31:26

Thank you sir. Last query, please suggest how to buy this plan.

Wrote :

25-04-2020 09:45:25

You can apply for it online or visit nearest branch.

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Wrote :

22-04-2020 18:32:31

In LIC table no. 855 .Can we pay amount monthly?

Wrote :

23-04-2020 21:26:45

Only Yearly and half yearly options are available.

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Wrote :

19-04-2020 23:50:53

I am in CRPF as a constable driver I am eligible my age is 41.

Wrote :

23-04-2020 21:28:41

Yes, But, generally it will not cover causality on duty. For more details you can visit a branch of LIC.

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Wrote :

14-04-2020 22:55:11

Sir, my age is 29, come into smoker category and 12th pass salaried person on private company. To take a 25L term plan what should be minimum annual Income. And what should be eligible criteria.

Wrote :

23-04-2020 21:36:00

Your monthly income must be greater than 10,000 per month for availing 25Lakh Sum Assured. Medical tests will be required for availing this policy.

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Wrote :

30-03-2020 19:46:52

hi, while other competing companies are providing the Policy term up to 65 years why is LIC withholding its term to 25 or 40 years?

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Wrote :

14-03-2020 10:58:21

Is medical test required in Jeevan Amar term plan?

Wrote :

14-03-2020 12:11:11

Yes, medical tests will be required for this plan.

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Wrote :

09-03-2020 13:25:46

My mother age is 58. My father was government employee and he was expired so my mother getting pension whether she is eligible for this policy.

Wrote :

10-03-2020 17:22:33

Yes, she can take this plan.

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Wrote :

09-03-2020 08:41:14

what is the difference between Regular and Single Premium Type?

Wrote :

10-03-2020 17:19:24

In regular premium, policyholder pays premium spread over the premium paying term, for example, if Premium Paying Term is 15 years and opted premium mode is yearly, then premiums needed to be paid each year for 15 years. In case of single premium option, policyholder needs to pay entire premium as single amount at the time of purchase of the policy.

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Wrote :

07-03-2020 12:33:43

I want to check premium but in website customer portal, not any term plan shown. Balance plan available.

Wrote :

08-03-2020 22:20:42

You can check premium using following link of LIC.
https://ebiz.licindia.in/D2CPM/#qni/basicinfo

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Wrote :

05-03-2020 17:49:45

PLAN IS GOOD.

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Wrote :

25-01-2020 17:36:56

In lic Jeevan Amar term plan If accident rider not taken and in future policy holder death happens due to accident so the nomine can get a full sum assured amount?

Wrote :

26-01-2020 22:45:16

Yes, nominee will get sum assured. If accidental rider has been opted and death due to an accident happens, then additional amount equal to rider sum assured will also be paid.

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Wrote :

19-01-2020 09:32:31

i take term insurance for 2 crore. if i die, what will be the amount paid to legal heirs? ( after deducting tax or the full amount)

Wrote :

20-01-2020 23:14:27

The death claim amount will be tax free in this plan.

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Wrote :

07-01-2020 14:52:45

In Plan no 855 (Jeevan Amar) do we have quarterly and monthly payment option. if yes, then pls share on my email ID.

Wrote :

07-01-2020 15:01:48

No, it has yearly and half yearly premium payment options.

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Wrote :

27-11-2019 10:56:42

I am deepa am working in private sector i need infomation about jeevan amar policy and thier premium chart can you give me details of all age group premium chart.

Wrote :

27-11-2019 21:01:36

Please use above calculator.

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Wrote :

26-10-2019 07:58:10

My mother age 63 years. My father was expired. She get family pension from state government. Can she purchase this policy ?

Wrote :

29-10-2019 14:18:18

Yes, she can take this policy. But it is not advisable to have term insurance at the age of 63.

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