Maturity Calculator for Jeevan Labh (Plan No:836)

Maturity Calculator for LIC Jeevan Labh (Plan No: 836) provides easy way to calculate maturity amount and illustrate Age-Wise and Year-Wise amount of risk covers. It uses Parameter like Bonus rate, Final Addition Bonus (FAB) etc which are similar to declared values, not exact and calculations are indicative only. Click here to know about this plan.

Related Calculator: Jeevan Labh (936) Maturity Calculator [Modified Plan]

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Comments & Reviews (83)

Wrote :

2024-10-14 18:43:53

Will bonus credit continue after the PPT? (If 25/16, and from 17th year to 25th year the bonus will credit or not?)

Wrote :

14-10-2024 21:32:37

Yes, bonus will get accumulated.

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Wrote :

07-08-2024 12:54:58

I am have taken Jeevan Labh 836 Plan in 2019 and paying 9130 per month. Now I feel, I can get better plans at this premium. Can I surrender this policy now?

Wrote :

16-08-2024 14:14:47

You have the option to surrender the policy, but you'll only receive around 50% of the total amount you've paid so far. Instead, I recommend stopping the premium payments, which will convert the policy to a paid-up status. This means you'll receive a reduced benefit when the policy matures.

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Wrote :

19-12-2020 01:41:30

As per Lic Online premium calulater Maturity is showing for 16-25 Years plan and 25 Lakhs SA With @4% intrest is 27,50,000 and @8% is intrest 46,25,000. And also its mentioning that its non guaranteed. But you are showing 6750000 as maurity value. How its possible ? Lic clearly mentioned that the above value is including Bonus and FAB. I checked in branch and came to know that our maturity value will be fall in between 27,50,000 and 46,25,000.

Wrote :

19-12-2020 12:45:22

Above calculator is based on past bonus rate and it doesn't not work on 4% and 8% return scenarios and it is not the official calculator. But the maturity of jeevan labh is sum assured + bonus + FAB. The latest Bonus rate is 47 per thousand of sum assured per year (Total Bonus: 2500000*25*47/1000) and the FAB rate for similar plan group is 450 per thousand of sum assured (Total FAB: 2500000*450/1000). Please calculate it yourself. It should come around Rs 65 lakh approx. If you leave the FAB amount entirely and calculate bonus only @ 47, then also maturity will come around 55 lakh. Finally, the site mentioned maturity is approx and you should stick to what lic officials are saying as prime purpose of this website is explain how plan works. For Bonus information please visit the following link. https://licindia.in/Customer-Services/Bonus-Information

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Wrote :

16-09-2020 22:46:45

Sir all these maturity calculations is exactly as per lic.

Wrote :

17-09-2020 09:56:38

Not exactly. These are bonus based plans and bonus is declared for each policy year during policy term. Calculator uses bonus rate already declared for past years and project future bonus based on latest bonus rate.

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Wrote :

05-09-2020 23:47:43

Hi,rnI have a Jeevan Labh Plan 836 from year 2019 - 25 yrs for SA of 25 lakhs. Its is the 2nd year and is it possible to increase the SA to the next slab of 37.5 Lakhs or 50 Lakhs

Wrote :

06-09-2020 22:41:40

It will be better to have a fresh policy. It will be handy if you do not want to continue one policy in future.

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Wrote :

24-08-2020 22:34:52

Is there a option to convert to pension in Jeevan labh instead of taking maturity amount at the end of 16,21 and 25 years

Wrote :

01-09-2020 12:42:17

As per policy feature, Jeevan Labh (836) provides maturity amount in one single amount (lumpsum) and there is no inbuilt pension option in this plan. However, you can buy pension plan available at the time of maturity. There is another option of maturity settlement, please read about maturity settlement, article link is provided below. Maturity Settlement Calculator

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Wrote :

20-07-2020 20:09:22

Sir we are paying premium amount and tax so final settlement also deduct 4.5 % TAX, it is not correct?

Wrote :

24-07-2020 22:05:57

No, maturity amount will be tax free.

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Wrote :

05-07-2020 23:17:05

If I buy this plan with term rider then , what is my natural risk and accident risk for 10 lakh ?

Wrote :

05-07-2020 23:24:00

Term rider provides additional term rider sum assured in case of death (either normal or accidental death).

Wrote :

16-11-2020 08:02:05

Term rider is applicable only for accidental death or normal death?. If possible pls share term rider information for jeevan labh 836 21(16) for 53 years age with 2 lakh policy.

Wrote :

16-11-2020 08:33:45

In case of normal or accidental death during policy term, term rider provides term rider sum assured amount which will be additional to death claim amount of base policy.

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Wrote :

12-05-2020 11:25:46

Is there any passbook available in Jeevan Labh 836 policy?

Wrote :

12-05-2020 15:41:05

There is no passbook like thing. You get a policy document and every time you pay premium, you get a receipt.

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Wrote :

03-05-2020 22:22:06

1500000 sum insured wt is actually maturity amount will be get after 25 years.

Wrote :

09-05-2020 20:08:06

Please use above calculator and in case of any clarification please revert back.

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Wrote :

25-04-2020 09:16:03

please tell me the return for this investment plan and if anyone wants to get their money after PPT then how much he will get?

Wrote :

25-04-2020 09:32:26

To understand benefits of this plan, please use above calculator or LIC Jeevan Labh Plan (936) Maturity Calculator [Modified Plan].
For surrendering after PPT, please use LIC Jeevan Labh (836)

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Wrote :

02-04-2020 00:32:59

I already bought jeevan labh plan 836 in year 2018 for 25 years. Can you please tell Me if someone died during policy period, how much amount will be paid by LIC to nominated person?

Wrote :

03-04-2020 12:30:23

It will depend when the death occurs, please use above calculator and see the year-wise normal cover. In case of any further query please write us back.

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Wrote :

13-03-2020 19:03:43

Can I purchase 836 policy online..

Wrote :

13-03-2020 20:49:05

No, it is not available online at present.

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Wrote :

14-02-2020 22:04:51

Term rider option is available for jeevan labh or not?? If I want to take 25 years premium my age is 49.

Wrote :

14-02-2020 23:16:38

Yes, term rider is available with Jeevan Labh.

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Wrote :

21-01-2020 18:36:17

Can I get loyality bonus on my jeevan labh policy..

Wrote :

22-01-2020 20:27:37

In Jeevan Labh, simple revisionary bonus, which is declared each year during policy term and final additional bonus(FAB) which one time bonus to be paid in at the time of maturity or death claim. Please note, these applicable bonuses are paid at the time of maturity along with sum assured.
Jeevan Labh Plan (836)

Wrote :

22-01-2020 20:29:20

You means no loyalty bonus, only simple revisionary bonus +fab will be paid out.

Wrote :

22-01-2020 23:04:29

Yes, There is no provision of loyalty addition in Jeevan Labh.

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Wrote :

26-12-2019 21:27:53

Dear Sir, rnI have jeevan labh plan no 836. I purchased it in 2019 at the age of 27 yrs. Sum assured is 8,10,000 & term is 25 yrs. Paying term is 16 yrs. Kindly tell me how much amount i will get after 25 yrs of maturity.

Wrote :

27-12-2019 23:21:29

Please use above calculator, it will illustrate all benefits.

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Wrote :

25-12-2019 19:57:53

By any chance, the middle agent may change / get benefitted from our maturity amount?

Wrote :

27-12-2019 23:28:17

No, maturity amount cannot be changed by an agent or he cannot take any benefit of a policyholder.

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Wrote :

10-09-2019 23:45:55

Total maturity amount is paid to the policy holder at a time or early was???

Wrote :

11-09-2019 00:44:20

As per this plan specifications, total amount is paid as onetime settlement

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Wrote :

10-09-2019 19:48:33

What is rebate in jeevan labh on high sum ensured eg; If SA=16 lak. Kindly give example

Wrote :

11-09-2019 00:31:33

Rebate on High Sum assured is amount which is deducted from premium as per specified rates. It is not paid to policyholder separately and premium is reduce instead. Best way to observe it, is to calculate premiums for Rs. 2,00,000 and 20,00,000 SAs (10 times), you will find that premium for 20,00,000 is less than 10 times of 2,00,000. Please use following link to calculate is yourself.
Premium Calculator for Jeevan Labh (836)

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Wrote :

01-09-2019 06:52:28

Please add maturity and premium caculator of plan 855.

Wrote :

03-09-2019 01:25:33

https://www.insurance21.in/premium-calculator/lic-jeevan-amar-855.html

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Wrote :

30-08-2019 11:34:20

Maturity calculator not working...

Wrote :

30-08-2019 12:23:32

Thanks for your feedback, please clear your browser's cookies and history and try again.

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Wrote :

21-08-2019 12:55:56

If am buying jeevan-labh-plan with sum assured 25lakh and my yearly premium is 2.2 lakh and my maturity will be tax free?

Wrote :

23-08-2019 16:06:00

Yes, it will be tax free under section 10(10D).

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Wrote :

27-06-2019 13:15:30

Can I apply for more than one policy jeevan Labh?

Wrote :

28-06-2019 10:39:16

Yes, you can apply or purchase any number of policies, please ensure to disclose all previous policies while buying new one(s).

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Wrote :

05-06-2019 17:53:36

If your SA is 20L and premium pa is 92k. Then is the maturity amount tax free?

Wrote :

06-06-2019 11:40:41

Yes, maturity will be tax free under section 10(10D) of income tax.

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Wrote :

20-04-2019 00:28:45

I PURCHASED 836/25/16 IF I SURRENDER THIS POL. AFTER 16 YEARS WHAT WILL BE THE APPLICABLE SURRENDER VALUE

Wrote :

21-04-2019 12:09:26

Please use following calculator for approx surrender value.
Jeevan Labh (836) Loan Amount Calculator

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Wrote :

07-04-2019 11:16:26

is it mandatory to run the policy minimum 3 years or any other option please

Wrote :

07-04-2019 14:57:17

It is not mandatory to complete 3 years, for example, if policy has completed 1 year and 2 yearly premiums are paid i.e. policy is in second year and policyholder dies, then nominee will get death claim. The significance of 3 years is, without 3 successful years( 3 yearly premiums), policy will not be eligible for any surrender value, loan value or paid up value.

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Wrote :

26-03-2019 17:02:10

How many years we have to pay for this policy. how much yearly premium amount..

Wrote :

27-03-2019 21:17:27

There are 3 option:
1. 16 years premium for 25 years maturity period.
2. 15 years premium for 21 years maturity period.
1. 10 years premium for 16 years maturity period.
Link: Jeevan Labh Plan (836) Premium Calculator

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Wrote :

09-03-2019 05:23:27

Is there any policy in jeeban labh premium term is 18 years and will mature after 18 years?

Wrote :

10-03-2019 14:51:32

No, it has only three options which are 25(16), 21(15) and 16(10). For 25(16), premium needs to be paid for 16 years and maturity will happen after 25 years.

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Wrote :

08-03-2019 23:42:38

Sir am already having a policy in jeevan labh, am I eligible or can I get a another new policy in the same jeevan labh plan?

Wrote :

10-03-2019 14:53:58

Yes, you can take any number of policies.

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Wrote :

04-03-2019 18:23:35

My Age 56 now, I am planning to purchase this plan . for my age any medical tests are required . My eligible premium will be 16(10) I think.

Wrote :

06-03-2019 21:32:06

Yes medical tests will be required if you are looking for sum assured 2,00,000 and above.

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