Jeevan Anand (149) Surrender Value Calculator

Jeevan Anand (Table No. 149) can also be surrendered at any time after receiving maturity (after completion of premium paying term). The surrender value will depend upon sum assured, policy term and age of the policy holder. Please use following calculator to calculate surrender value after maturity. Please note, it's not official calculator of LIC.

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Comments & Reviews (36)

Wrote :

11-05-2022 13:53:32

I have JA 149, sum assured is 500000, I have paid premiums of 25173 from 2005 to 2016. I have stopped paying the premium because of financial issues. Will surrendering it now cause big loss or not?

Wrote :

20-05-2022 16:21:16

Yes, you will get nearly what your deposited, please visit a branch to get exact surrender value. Your policy must have automatically become a paid-up policy and you will get benefit as per reduced sum assured on completion of policy term.

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Wrote :

28-03-2022 15:49:45

My Jeevan Anand (149) Policy got Matured and I have received Matured Amount. However, I am still holding this policy as Sum Assured will be paid to my dependents after my death. Please clarify whether I can surrender this policy now and get any amount or % of amount? Is there any provision for this surrendering?

Wrote :

28-03-2022 16:59:57

Yes, It can be surrendered.

Wrote :

27-11-2022 11:22:47

How much total Maturity amount you get after 21 years..? And what was your Sum Assured value..?

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Wrote :

21-12-2021 18:17:58

I have policy for 21 years, i have paid up for 8 years, can I surrender the policy?

Wrote :

22-12-2021 11:54:32

Yes, you can surrender.

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Wrote :

02-09-2021 08:25:59

Sir, I have Jeevan Anand plan-149 I am paying 27700 as yearly premium. Premium Paying Term is 20 Yrs and Date of Maturity 08/06/2080. Policy Term 74 Yrs and Commencement Date 08/06/2006. if i surrender now what will be maturity amount.

Wrote :

03-09-2021 04:58:00

We do not have surrender value calculator for plan 149 during premium paying term. Since 3/4 of total premium has been paid, so surrender value will approximately more than deposited amount. You may visit nearest branch to get exact surrender value amount.

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Wrote :

18-04-2021 13:58:52

I do understand that this is not an offcial LIC jeevan-anand-plan-149-surrender calculator but seems not working if SA, Policy term are given... can a surrender value be provided

Wrote :

18-04-2021 18:45:59

This calculator provides surrender value if policy is surrendered after maturity ( i.e. after completion of premium paying term).

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Wrote :

04-12-2020 22:53:30

Sir, I have Jeevan Anand plan-149 I am paying 25173 as yearly premium. As it is very long term policy so I want to surrender what is the value amount I will receive. I tried the LIC calculator but it’s reflecting that I can’t surrender before 2025. Commencement years was 2012 age 25. I want to surrender in 2020. Please help.

Wrote :

11-12-2020 08:27:40

This calculator is for post maturity surrender value calculation. Plan 149 can be surrender after 3 years after purchase, you can visit your branch if you wish to surrender.

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Wrote :

03-12-2020 21:19:57

I have purchased Jeevan Anand 149 plan in 2009 with sum assured 600000 with premium paying term as 50 years and policy term as 78 years with date of maturity as 28/12/2087. Can someone help with maturity value as the calculator not working for more than 47 years term?

Wrote :

11-12-2020 08:38:55

As per your details, 78 years is your policy term, please find the premium paying term, it will be mentioned on the policy document. It will be indicated as 149-xx-yy, where yy will be your premium paying term.

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Wrote :

15-07-2020 22:51:41

Jeevan Anand policy started on 2016. Can I surrender the policy now.

Wrote :

20-07-2020 22:32:43

Yes, can be surrendered now, but surrendering will cause heavy loss.

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Wrote :

05-07-2020 15:31:15

How to know how many premiums I have paid? I have Jeevan Anand 149. I want to surrender. Date of commencement is 2011. Premium is 199912 yearly.

Wrote :

05-07-2020 23:18:40

You can find it yourself by referring policy document and last premium payment receipt. Premium payment receipt can be downloaded from customer portal on LIC website by registering.

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Wrote :

19-05-2020 12:52:34

I am holding a policy commenced on 28-12-2001 yearly premium and sum assured is 15 lakhs. The Final premium date is 28-12-2021. What will be the maturity ammount I will get. What will be the long life surrender valve I will get in the year 2025.

Wrote :

19-05-2020 16:17:31

For maturity calculation, please use following calculator and adjust years, means use purchase year as 2004:
Old Jeevan Anand (Table No: 149)
After maturity, your policy will provide life cover of 15 Lakhs which can be surrendered anytime and surrender value will depend on age at which you surrender, please use above calculator for post maturity surrender value.

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Wrote :

19-05-2020 11:16:19

Hi, Can the policy Jeevan Anand-149 be surrendered during premium paying term.

Wrote :

19-05-2020 15:54:24

Yes, It can be surrendered during premium paying term.

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Wrote :

18-04-2020 05:02:10

I am holding jivan Anand 149 since 2007 , Sum assured amount is 100000 and last premium year 2027, but maturity is 2070 pl when I get benifit pl explain.

Wrote :

18-04-2020 09:16:18

You will get maturity in year 2028, similar cases have explained in comments, please go through those and in case any further clarifications, please reply.

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Wrote :

15-04-2020 02:53:34

Hi, I am holding Jeevan Anand 149. Paying since 26dec2006 for maturity amount of 500000. Last premium year is 2021 (9425x4=37700/Annum). how much i will get the benefit as well sir am confused use above calculator, pls sir feedback my query !! Thank you

Wrote :

15-04-2020 21:07:35

Jeevan Anand (149) Maturity Calculator

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Wrote :

31-03-2020 18:55:26

Hi, I am holding Jeevan Anand 149. Paying since 2006 for maturity amount of 200000. Last premium year is 2026 (10428/Annum). What is the benefit i get if i surrender after last premium payment. Thanks, Venkat Nalajala

Wrote :

03-04-2020 12:38:36

Please use above calculator it will definitely answer your query.

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Wrote :

10-09-2019 17:05:22

I have a Jeevan Anand -149 policy for sum assured of Rs 300000(3lakhs). This policy commenced on 26/05/2009. The premium paying term is 20 yrs and date of maturity 26/05/2069. When purchased this policy my age is 40 yrs. Paying yearly premium of Rs 18135/-. Till now the bonus guaranteed addition is Rs 121500/-. Kindly let me know how much I will get if I surrender in 2019 (before premium paying maturity ie 10 yrs early).? If I surrender after premium paying maturity what will be surrender amount? Please help me

Wrote :

11-09-2019 00:34:28

For surrender value before maturity, please contact your branch and for post maturity surrender value amount kindly use above calculator.

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Wrote :

31-08-2019 18:24:01

I purchased Jeevan Anand policy in Jan 2016, yearly amount 12,366/-, what would be the surrender value in september 2019?

Wrote :

03-09-2019 11:18:54

Please use following link.
https://www.insurance21.in/lic-loan-calculator/jeevan-anand.html

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Wrote :

12-08-2019 13:12:10

I am currently the policy holder for Jeevan Anand plan 149 with yearly premium of Rs.39508 with premium paying term of 25 years with sum assured Rs 1000000. I would like to know why the date of maturity is 2089. What benefits do i recieve after completing 25 years of premium term. Please explain.

Wrote :

13-08-2019 17:37:49

There are two terms in Jeevan Anand 149, one is premium paying term and another is policy term. You need to pay premiums during premium paying term and after completion of premium paying term, you will get maturity amount and it is also said first maturity. After receiving this maturity, policy holder has risk cover equal to sum assured up to 100 (in your case you will attain 100 years of age in year 2089) years of age, means, if death of the policy holder happens after receiving first maturity and before 100 years of age, then policy holders nominee will get death claim amount equal to sum assured. If policy holder attains age of 100 years, then he can collect sum assured himself, it is also known as second maturity.
149 maturity calculator

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Wrote :

25-06-2019 12:47:16

Hi Team, I am writing in regards with my wife's LIC 149 Jeevan Anand Policy. I checked the policy and couldn't find it reasonable as the agent just sold it to full-fill his target and didn't thought about the person. So I want to know how can I close this policy as I would be starting the fresh one for her. If there is any particular form that is required then kindly share the form with me. Details of her policy. Policy Started in 2013 for SA: 5L, Pay-Term: 20Yrs and Maturity is 73yrs. She got enrolled at the age on 27 which means after 73 yrs at the age of 100 Policy will mature. So you see the problem here, also she is paying premium of 27K for 20yrs which is not useful. In any other policy/endowment plan may be, in 20yrs she will get more return from this plan. Thanks.

Wrote :

28-06-2019 15:58:55

As per this plan, the maturity will be available after 20 years not 73 years. Here 73 years term means, after receiving maturity, there will life cover equal to sum assured up 100 (73 + 27) years of age of the policy holder. 27 years was the age of the policy holder at the time of taking the policy.
Old Jeevan Anand (149) Maturity Calculator

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Wrote :

21-03-2019 13:27:23

After get the Maturity ( SA + Bonus ) in New Jiban Anand Policy, if I don't want to get further risk coverage and want to surrender the policy how much % [ of SA ] would I get again ?? what is the time limitation of such apply ??

Wrote :

22-03-2019 14:56:43

After maturity, if you surrender your policy, you will get surrender value and the policy will stop. Above calculator is just for this purpose, please use it.

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Wrote :

09-03-2019 23:46:16

How to claim/receive maturity benefits of jeevan Anand (Plan 149) Policy, mine is fully paid up, last premium was paid in April 2018. What do I do to get maturity benefits?

Wrote :

10-03-2019 14:46:06

You need to visit your branch with following documents.
  • Policy document
  • ID Proof
  • Cancelled Check of the account in which you want your maturity amount.
  • PAN Card

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Wrote :

12-02-2019 14:04:58

Hi,i have Jeevan Anand plan 149 Term of years 10 Plan from March 2010 . Whats its a Last Policy MATURITY date???

Wrote :

15-02-2019 14:44:28

Jeevan Anand (Table No: 149) maturity Calculator

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Wrote :

07-02-2019 19:35:06

Jeevan Anand Policy 149/16 term ends on 28 Jan 2019. What will be the surrender value and hoe to claim it

Wrote :

07-02-2019 23:45:29

Sum assured and age will be required to calculate surrender value.

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Wrote :

03-02-2019 11:37:26

Sir, SA 100000, 21yr premium term, at 22yrs, post maturity surrender calculator shows 23000. Will maturity amount also be added to this when i receive at 22 yrs? Thanks in advance

Wrote :

04-02-2019 14:58:34

After 21 years you will get maturity and after this, if you want to surrender your policy, then your will get surrender value.

Wrote :

17-12-2019 17:29:25

Surrender value is just 30% of what we have payed so far?

Wrote :

20-12-2019 17:14:18

No, it depends upon number of premiums paid.

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Wrote :

29-01-2019 21:16:23

Please give details of my return.

Wrote :

30-01-2019 18:12:07

What are your policy details (Sum assured and term).

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Wrote :

21-12-2018 02:55:34

My Jeevan Anand policy will get matured in March 2018. So after receiving Bonus and sum assured. I can opt for risk coverage amount after coverage as well, right? If yes, I used the above calculator Post Maturity Surrender Value Details which is giving me Rs. 9880 (surrender value) this is for sum insured of Rs 100000, term of 10years and current age 35. Am I missing anything here? and how to opt for risk coverage amt after maturity?

Wrote :

22-12-2018 00:22:06

Yes, above calculator shows post maturity surrender value, for surrendering your need to visit your branch.

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Wrote :

20-12-2018 22:21:52

HI, PRESENT I HAVE MONEY,SO THIS POLICY CONTINUED OR NEW POLICY TAKEN. BETTER CHOICE. Revival details under Policy Plan Number:149 Premiums not paid since:28/06/2014 No of Instalments due:9 Instalment Premium:21,901.00 Total Premium Amount:1,97,109.00 Late Payment Charges:53,265.20 Total Revival Amount:250,374.20 Revival Quotation valid till:10/01/2019 Premium Mode :Half-Y

Wrote :

22-12-2018 00:08:31

What is your term and how many premiums have been paid. Regarding choice, one thing is clear that if you are going to take new policy premium will be definitely high but at the same time you are required to pay late payment charges which is 53k. It is difficult to advice on the basis of information provided by you, please provide your current age, year of purchase, sum assured, term of earlier policy, that can help comparing the choices.

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Wrote :

24-10-2018 12:44:46

hii, i Have policy LIC Jeevan Anand (Plan-149), policy benefits-1000000, Premium Paying terms-20 Years, policy terms-74 Years, Commencement date 2013, and date of maturity 2087. please request you to confirm me what amount i will get after complete 20 years, or i will get the return after 2087???

Wrote :

24-10-2018 14:34:44

Please use Jeevan Anand 149 (old) Maturity Calculator. Your maturity will be available after 20 years.

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Wrote :

24-10-2018 05:33:00

Dear Sir/Madam, On supplying the details and clicking 'surrender', a 404-error pops up. Can you please look into it?

Wrote :

24-10-2018 14:31:25

Thanks for reporting !!
It has been fixed now. Please check it again.

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Wrote :

10-10-2018 02:12:11

Policy Number 646xxxxxx Kum.Kavitha Trude Age 26 Commencement Date 27/08/2004 Sum Assured (Rs.) 500000 Plan Jeevan Anand (T.No. 149) Policy Term 74 ( Premium payment term : 21) Premium (Rs.) 6,531.00 payable Quarterly Can you please tell me approximately how much i will get after my maturity date (27/08/2078) , how much i will get if i surrender. Thanks in advance.

Wrote :

10-10-2018 23:46:36

Please follow this link.

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Wrote :

07-10-2018 14:48:33

Dear guys, can anyone help me out.. My current age was 34. During my age 27, i bought jeevan anand plan 149 through agent as commencement year : 2011, policy term: 73 years, policy premium term: 11 years, sum assured of rs. 500000 of yearly premium of 52000. Am confused about to get survival maturity benefit on after completion of policy premium [11 years] or policy term [73 years] ? If after policy term means looks like year 2084 , then i plan now for surrender the policy ..how much i can get ?

Wrote :

07-10-2018 22:36:05

Please go through this link, similar queries have been explained there.

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